A quality bike is an investment — and we want to make sure cost isn't a barrier to getting the right one. We offer a range of flexible finance options so you can spread the cost and get riding sooner.
Available on selected bikes and products over £500, our 0% finance option lets you spread the cost over 6 or 12 months with no interest and no hidden fees. Subject to status.
For larger purchases or longer terms, we offer low-rate finance over 24, 36, or 48 months. Representative APR varies — see our representative example at the bottom of this page. Subject to status.
We partner with Novuna (formerly Hitachi Capital) to provide personal finance on purchases over £250. Decisions are made instantly online or in store, and you can complete your application in minutes.
For premium bikes and e-bikes, we also offer V12 Retail Finance, which provides a range of flexible options including buy now pay later and interest-free credit.
Finance can be arranged online at checkout — simply choose your preferred finance option and complete a short application. In store, our team will guide you through the process and you'll receive a decision within minutes. Credit is subject to status and affordability checks.
Representative 14.9% APR. If you borrow £1,000 over 24 months at a fixed rate of 14.9% per annum, your monthly repayment would be £48.12 and the total amount repayable would be £1,154.88.
Klarna pay-in-3 and pay-in-30 options are also available at checkout for eligible purchases. See Terms and Conditions for full details.